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Boat Insurance Discounts & Savings
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Boat Insurance
Discounts
To Get a Quote, call 1-800-INS-BOAT
I Have an Allstate Auto Policy
Here’s some easy money. If your auto insurance is with Allstate, you could save money on your Liability, Medical Payments, and Physical Damage coverages, thanks to our Multi-Policy Discount.

To get this discount:
  • The boat and auto policies have to be from the same state.
  • Both policies need to list either you or your spouse.
  • The auto policy needs to cover a private passenger vehicle.
I Have a New Boat
That shiny new boat could save you some green. And the newer the boat, the higher your discount can be. With Allstate’s New Boat Discount, you could save on your Physical Damage coverage.
I’ve Taken a Boating Education Course
Taking a boating safety course is a smart idea no matter what—getting a discount for it is just icing on the cake. Allstate’s Boat Education Discount gives you credit for doing just that.

For the course to count, it has to be sponsored by an approved organization like the U.S. Coast Guard Auxiliary or the United States Power Squadrons®. A state course also counts if it’s approved by the National Association of State Boating Law Administrators (NASBLA) and recognized by the U.S. Coast Guard.
My Boat Has a Diesel Engine
With the Diesel Engine Discount, You could save on the cost of your Physical Damage coverage just for having boat or jet ski powered by a diesel engine.
My Boat Has an Automatic Fire Extinguisher System
No matter how much water you’re floating on, a fire aboard your boat could destroy it. If you’ve got an automatic fire suppression system installed on your personal watercraft, the Automatic Fire Extinguisher Discount can save on annual premiums.
The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. In some states, we may offer discounts that are not listed here. For more information regarding your eligibility for these savings opportunities, please contact your Allstate agent.
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Boat Coverage Options
Allstate offers a variety of coverages.
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For Boat Insurance Discounts
Check with your Allstate Agent
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Rebates or special financing.  Calculate the best option for you.
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